Answer

If you are looking for a Visa card, we offer you to consider some card variants for bad credit history. You can apply for one of Plains Commerce bank credit cards. They are unsecured cards that offer instant decision, reasonable rates, grace period of 25 days and what's important for you - monthly reporting to credit bureaus. This service will serve your purpose and help you improve your score if you make credit payments timely and keep your debt ratio below the spending limit. In case you want to be sure that you'll be approved regardless of your bad credit, you can compare secured credit cards. They work similar to regular cards but require making a money deposit as collateral. Secured cards also report to major credit bureaus and may help you improve your credit. To select the best variant for your needs, compare features and options of credit cards for bad credit presented on the site. Good luck!