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User:
Angel B.
Date:
March 5, 2008, 3:45 am
Can I apply for a credit card with a cosigner at your site?
Answer
All good credit cards at our website allow co-signing for someone. The thing is you can't apply with a co-signer online. It works the following way: A person with good credit applies online. He calls the bank and tells that he wants to add somebody to his account and tells Social Security Number of this person. After receiving statement by mail, co-signer has to sign it and send back. Since then a person with bad credit history is sharing an account with a co-signer. By making payments on time he builds his own credit score.
User:
julia
Date:
March 5, 2008, 3:46 am
Can I start using my card immediately after instant approval?
Answer
Usually you can't start making purchases with your card right after instant approval. But some banks can show you your card number and expiration date. You can only shop online or by phone, as you don't have your card yet. But as a rule you can spend only a limited sum of money before your card arrives. Please, consider that not all credit cards will give this option. Contact the bank for more information.
User:
Ruben J. Freeman
Date:
March 5, 2008, 3:46 am
What's the best card for balance transfer?
Answer
The balance transfer is the shifting of your balance from existing card on to another to obtain lower APR and to save money. Many credit card issuers offer really low introductory rates for balance transfers and you may take advantage of that. This website introduces the best balance transfer deals for your consideration. We would like to recommend you More Card by Discover as one of the best balance transfer cards. It requires good or excellent credit history. It has lots to offer you: no annual fee, 0% APR for up to 12 months, cash back rewards and much more!
User:
Rosa M. Arsuaga
Date:
April 1, 2008, 7:18 am
can i get a credit card if i live outside US?
Answer
Unfortunately, we don't know your status. But you can't get a card from the US bank if you are not a resident (at least temporal). You can obtain a credit card in the country of your residency. Although, you don't necessarily have to be a citizen. But you have to have a Social Security Number. You can get a SSN if you are citizen, own a green card, have a work or a student visa. Then you can apply for a credit card in US.
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