Everyone has probably seen how attentive and obliging are banks to all the customers, even if they only have $5 on their account. You will surely get a smile and maybe even a cup of coffee, because banks are struggling for consumers. Credit cards in the US are distributed by the credit card companies - Visa, MasterCard, American Express and Discover, and the real plastics issuers are the banks. Each card has its own details, but we'll touch the reverse of a medal and speak about the debts.
The international system of falsification of credit cards with an annual turnover of 1 billion dollars was revealed in USA. The super hackers established rather effective, profitable, and almost irresistible scheme, which was used by the fraudsters of all types, including terrorists. According to the data of secret agents, the operations for the capture of electronic money involve the traditional "families" of organized crime, "free artists" from the background of "white collars", and also Russian gangsters of New York and Los-Angeles.Read More Comments (1)
Around one million consumers, who have taken a mortgage loan turned to be insolvent and were foreclosed on a mortgage. This is an absolute record since 1953, established within the whole time of collection of this statistical data, according to the research of the Association of the Mortgage Banks in USA. In fact, it may be much more insolvent customers, who can't pay their debts, as the association recorded only 80% of all the overdue mortgages, which stands for 46 million lends. The situation of credit insolvency is becoming so common, that soon it will turn into a real social disaster.Read More Comments (1)
|UK Credit Cards
As well as North Americans, the UK customers are used to credit cards as to the daily necessity and natural occurrence. But the research has shown disappointing and stunning results. It appears that a great deal of credit cardholders is not guided by the personal considerations, but by the approach to follow the mainstream of present life.
|Loyalty Credit Offers
Being a loyal customer, you've got lots of benefits. Merchants and traders in their turn, do their hardest to attract new customers and make them loyal. They hire the best brains to develop intricate marketing strategies for strengthening the number of loyal customers. What for? For profits, of course!
|Credit Fraud Alerts
Almost every second credit cardholder has at least heard of such a service as a fraud alert which is put up as a protective measure against fraudulent activity on one's credit account. As a rule, the fraud alert is set in case you, as a cardholder, notice some suspicious activity on your account or receive a credit card statement reflecting transactions you did not make.