Card Highlights:
| Card Category: | Consumer |
| Card Type: | Unsecured |
| Required Credit Rating: | Excellent / Good |
| Issuing Country: | United States |
About:
- 0% Intro APR on balance transfers and cash advance checks for your first 12 billing cycles.
- No Annual Fee.
- Rewards begin at 2,500 points for cash/merchandise.
- Redeem points for unlimited cash rewards, free travel with no blackout dates, valuable merchandise, gift cards and more.
- Complimentary one year membership and subscription to Nature Conservancy magazine.
- Purchases made with the card, Bank of America will contribute to Nature Conservancy.
- Online Banking service.
Available Rewards:
MilesIf you are a frequent traveler for business or pleasure, you will love outstanding opportunities to earn free travel and leisure rewards simply for using a credit card. Our most recent offers will give you the chance to enjoy mile points by the world best airlines, which can be redeemed for tickets, hotel reservations or car rentals!
PointsWhen you own a credit card with point rewards, you are free to earn points and redeem them for various items. These can be whatever you want: gift certificates, air miles, entertainments, and so on. Compare our offers and apply online for a credit card of your choice!
CashCredit cards of this type give you an opportunity to get cash back on all your purchases. Cash back amount is a certain percentage that you can get from your purchases. As a rule, it is given back to you as a credit on your billing statement or by check. The amount of cash back depends on a certain plastic.
CharityThis type of rewards credit cards gives you an excellent chance to donate money to those who really need it. The key point is that you give the rewards you earn to some charitable foundation and help the needies. With this card you will benefit from low rates and no fees.
Credit Card Rates
Purchases:
| Introductory APR: | n/a |
| Introductory Period: | n/a |
| Ongoing APR: | 9.9% |
| Default APR: | 29.99% |
| Minimum Grace Period: | 20 days |
Minimum Finance
Charge: | see terms |
Balance Transfers:
| Introductory APR: | 0% |
| Introductory Period: | 12
billing cycles |
| Ongoing APR: | 9.9% |
| Default APR: | 29.99% |
| Minimum Grace Period: | n/a |
Minimum Finance
Charge: | see terms |
Cash Advances:
| Introductory APR: | 0% |
| Introductory Period: | 12
billing cycles |
| Ongoing APR: | 24.99% |
| Default APR: | 29.99% |
| Minimum Grace Period: | n/a |
Minimum Finance
Charge: | see terms |
Credit Card Transaction Fees
Balance Transfer Fees:
| Minimum: | $10 |
| Fee Rate: | 3% |
| Maximum: | n/a |
Cash Advance Fees:
| Minimum: | $10 |
| Fee Rate: | 3% |
| Maximum: | n/a |
Foreign Exchange Fees:
| Minimum: | n/a |
| Fee Rate: | 3% |
| Maximum: | n/a |
Credit Card Other Fees